Homeowners
As a homeowner, it's important to insure your home and its contents from flooding. Insurance rates may vary according to high-risk or moderate to low risk zones, amount of coverage/deductibles, and height above the base flood elevation among other items.
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As a business owner, protecting your business and inventory from flooding is most important. Flood insurance covers physical damage to your property and possessions. A review of your policy’s summary of coverage will help you understand your policy and coverage.
Learn MoreElected Officials
As local elected officials, you are responsible for the voluntary adoption of the flood damage prevention ordinance. Your community agrees to enforce the locally adopted flood damage prevention ordinance so in turn FEMA provides federally backed flood insurance within your community.
Learn MoreCRS
The Community Rating System (CRS) program recognizes and encourages community floodplain management activities that exceed the minimum NFIP standards. Participating in the CRS program provides an incentive to maintaining and improving a community's floodplain management program over the years.
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